Paperwork Needed for home Purchase in Argyle, TX

Paperwork Needed for Your Home Purchase

Congratulations on taking the first step towards homeownership with Argyle Mortgage! To ensure a smooth and efficient homebuying process, it's essential to gather the necessary paperwork. Below is a comprehensive list of documents you'll need to prepare:

For Employment and Income Verification:

• Pay Stubs: Recent pay stubs covering at least the past 30 days.

• Tax Returns: Typically, the past two years of federal tax returns (including all schedules and attachments).

• W-2 Forms: Copies of your W-2 forms for the last two years.

For Assets and Liabilities:

• Bank Statements: Recent bank statements (usually for the last two to three months) for all accounts, including savings, checking, and investment accounts.

• Asset Documentation: Statements for any other assets such as stocks, bonds, or retirement accounts.

• Debt Information: Details of any outstanding debts, including credit card balances, student loans, auto loans, etc.

Additional Documentation:

• Identification: Valid government-issued identification, such as a driver's license or passport.

• Purchase Agreement: A copy of the signed purchase agreement for the property you're buying.

For Certain Situations:

• Gift Letter: If you're receiving gift funds for your down payment, a signed gift letter from the donor may be required.

• Divorce Decree or Separation Agreement: If applicable, documents related to any divorces or separations.

Important Note:

Each mortgage application may have specific document requirements based on individual circumstances. Our team at Argyle Mortgage is here to guide you through this process and ensure you have all the necessary paperwork for a successful home purchase.

Contact Us for Assistance:

Should you have any questions or need clarification on the required paperwork, feel free to reach out to our team at Argyle Mortgage. We're dedicated to making your homebuying journey as smooth and stress-free as possible.

Disclaimer: loan terms and requirements can vary. We recommend discussing your specific situation with our experts for personalized guidance.